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BankAccount

A Schema.org Type
Thing > Intangible > Service > FinancialProduct > BankAccount
A product or service offered by a bank whereby one may deposit, withdraw or transfer money and in some cases be paid interest.
PropertyExpected TypeDescription
Properties from BankAccount
accountMinimumInflow MonetaryAmount A minimum amount that has to be paid in every month.
accountOverdraftLimit MonetaryAmount An overdraft is an extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds in it. Basically the bank allows people to borrow a set amount of money.
bankAccountType Text  or
URL		 The type of a bank account.
Properties from FinancialProduct
annualPercentageRate Number  or
QuantitativeValue		 The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.
feesAndCommissionsSpecification Text  or
URL		 Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.
interestRate Number  or
QuantitativeValue		 The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate.
Properties from Service
aggregateRating AggregateRating The overall rating, based on a collection of reviews or ratings, of the item.
areaServed AdministrativeArea  or
GeoShape  or
Place  or
Text		 The geographic area where a service or offered item is provided. Supersedes serviceArea.
audience Audience An intended audience, i.e. a group for whom something was created. Supersedes serviceAudience.
availableChannel ServiceChannel A means of accessing the service (e.g. a phone bank, a web site, a location, etc.).
award Text An award won by or for this item. Supersedes awards.
brand Brand  or
Organization		 The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.
broker Organization  or
Person		 An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred. Supersedes bookingAgent.
category CategoryCode  or
PhysicalActivityCategory  or
Text  or
Thing  or
URL		 A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.
hasCertification Certification Certification information about a product, organization, service, place, or person.
hasOfferCatalog OfferCatalog Indicates an OfferCatalog listing for this Organization, Person, or Service.
hoursAvailable OpeningHoursSpecification The hours during which this service or contact is available.
isRelatedTo Product  or
Service		 A pointer to another, somehow related product (or multiple products).
isSimilarTo Product  or
Service		 A pointer to another, functionally similar product (or multiple products).
logo ImageObject  or
URL		 An associated logo.
offers Demand  or
Offer		 An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use businessFunction to indicate the kind of transaction offered, i.e. sell, lease, etc. This property can also be used to describe a Demand. While this property is listed as expected on a number of common types, it can be used in others. In that case, using a second type, such as Product or a subtype of Product, can clarify the nature of the offer.
Inverse property: itemOffered
provider Organization  or
Person		 The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller. Supersedes carrier.
providerMobility Text Indicates the mobility of a provided service (e.g. 'static', 'dynamic').
review Review A review of the item. Supersedes reviews.
serviceOutput Thing The tangible thing generated by the service, e.g. a passport, permit, etc. Supersedes produces.
serviceType GovernmentBenefitsType  or
Text		 The type of service being offered, e.g. veterans' benefits, emergency relief, etc.
slogan Text A slogan or motto associated with the item.
termsOfService Text  or
URL		 Human-readable terms of service documentation.
Properties from Thing
additionalType Text  or
URL		 An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. Typically the value is a URI-identified RDF class, and in this case corresponds to the use of rdf:type in RDF. Text values can be used sparingly, for cases where useful information can be added without their being an appropriate schema to reference. In the case of text values, the class label should follow the schema.org style guide.
alternateName Text An alias for the item.
description Text  or
TextObject		 A description of the item.
disambiguatingDescription Text A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.
identifier PropertyValue  or
Text  or
URL		 The identifier property represents any kind of identifier for any kind of Thing, such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See background notes for more details.
image ImageObject  or
URL		 An image of the item. This can be a URL or a fully described ImageObject.
mainEntityOfPage CreativeWork  or
URL		 Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details.
Inverse property: mainEntity
name Text The name of the item.
potentialAction Action Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role.
sameAs URL URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website.
subjectOf CreativeWork  or
Event		 A CreativeWork or Event about this Thing.
Inverse property: about
url URL URL of the item.

More specific Types

Acknowledgements

Financial Industry Business Ontology project
This element is based on the work of the Financial Industry Business Ontology project (see http://www.fibo.org/schema for details), in support of the W3C Financial Industry Business Ontology Community Group (http://www.fibo.org/community). Many class and property definitions are inspired by or based on http://www.fibo.org.

Examples

Example 1
Copied
No Markup Microdata RDFa JSON-LD Structure
Example notes or example HTML without markup.
<div>
    <h1>RBS current accounts</h1>
    <h2>Most popular accounts</h2>
    <ul>
        <li><b>Select Account</b><br/>
            - No monthly account fee<br/>
            - You need to be aged 18 or over, and UK resident to apply
        </li>
        <li><b>Select Silver Account</b><br/>
            - £10 per month<br/>
            - You need to be aged 18 or over, and UK resident to apply
        </li>
        <li><b>Select Platinum Account</b><br/>
            - £16 per month<br/>
            - You need to be aged 18 or over, and UK resident to apply
        </li>
        <li><b>Black Account</b>Select Platinum Account</b><br/>
                - £24 per month<br/>
                - You need to be aged 18 or over, and UK resident to apply, with either:
                <ul>
                    <li>£100,000 sole income paid into this account</li>
                    <li>a RBS mortgage of at lease £300,000</li>
                    <li>£100,000 in RBS savings and investments</li>
                </ul>
        </li>
    </ul>
    <a href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf">Account Terms</a>
<div>
Example encoded as Microdata embedded in HTML.
<div>
    <h1>RBS current accounts</h1>
    <h2>Most popular accounts</h2>
    <ul>
        <li itemscope itemtype="https://schema.org/BankAccount"><b><span itemprop="name">Select Account</span></b><br/>
            <span itemprop="offers" itemscope itemtype="https://schema.org/Offer">
                <link itemprop="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser"/>
                <span itemprop="offeredBy" itemscope itemtype="https://schema.org/BankOrCreditUnion">
                    <meta itemprop="name" content="RBS"/>
                    <link itemprop="url" href="http://rbs.co.uk"/>
                </span>
            -   <span itemprop="description">No monthly account fee<br/>- You need to be aged 18 or over, and UK resident to apply</span>
                <meta itemprop="price" content="0"/>
            </span>
            <link itemprop="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
        <li itemscope itemtype="https://schema.org/BankAccount"><b><span itemprop="name">Select Silver Account</span></b><br/>
            <span itemprop="offers" itemscope itemtype="https://schema.org/Offer">
                <link itemprop="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser"/>
                <span itemprop="priceSpecification" itemscope itemtype="https://schema.org/PriceSpecification">
                    <meta itemprop="priceCurrency" content="GBP"/>
                    - £<span itemprop="price">10</span> per month<br/>
                    <span itemprop="eligibleQuantity" itemscope itemtype="https://schema.org/QuantitativeValue">
                        <meta itemprop="value" content="1"/><meta itemprop="unitCode" content="ANN"/>
                    </span>
                </span>
            -   <span itemprop="description">You need to be aged 18 or over, and UK resident to apply</span>
                <span itemprop="offeredBy" itemscope itemtype="https://schema.org/BankOrCreditUnion">
                    <meta itemprop="name" content="RBS"/>
                    <link itemprop="url" href="http://rbs.co.uk"/>
                </span>
            </span>
            <link itemprop="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
        <li itemscope itemtype="https://schema.org/BankAccount"><b><span itemprop="name">Select Platinum Account</span></b><br/>
            <span itemprop="offers" itemscope itemtype="https://schema.org/Offer">
                <link itemprop="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser"/>
                <span itemprop="priceSpecification" itemscope itemtype="https://schema.org/PriceSpecification">
                    <meta itemprop="priceCurrency" content="GBP"/>
                    - £<span itemprop="price">16</span> per month<br/>
                    <span itemprop="eligibleQuantity" itemscope itemtype="https://schema.org/QuantitativeValue">
                        <meta itemprop="value" content="1"/><meta itemprop="unitCode" content="ANN"/>
                    </span>
                </span>
            -   <span itemprop="description">You need to be aged 18 or over, and UK resident to apply</span>
                <span itemprop="offeredBy" itemscope itemtype="https://schema.org/BankOrCreditUnion">
                    <meta itemprop="name" content="RBS"/>
                    <link itemprop="url" href="http://rbs.co.uk"/>
                </span>
            </span>
            <link itemprop="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
        <li itemscope itemtype="https://schema.org/BankAccount"><b><span itemprop="name">Black Account</span></b><br/>
            <div itemprop="offers" itemscope itemtype="https://schema.org/Offer">
                <link itemprop="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser">
                <span itemprop="priceSpecification" itemscope itemtype="https://schema.org/PriceSpecification">
                    <meta itemprop="priceCurrency" content="GBP"/>
                    - £<span itemprop="price">24</span> per month<br/>
                    <span itemprop="eligibleQuantity" itemscope itemtype="https://schema.org/QuantitativeValue">
                        <meta itemprop="value" content="1"/><meta itemprop="unitCode" content="ANN"/>
                    </span>
                </span>
            -   <div itemprop="description">   You need to be aged 18 or over, and UK resident to apply, with either:
                <ul>
                    <li>£100,000 sole income paid into this account</li>
                    <li>a RBS mortgage of at lease £300,000</li>
                    <li>£100,000 in RBS savings and investments</li>
                </ul></div>
                <span itemprop="offeredBy" itemscope itemtype="https://schema.org/BankOrCreditUnion">
                    <meta itemprop="name" content="RBS"/>
                    <link itemprop="url" href="http://rbs.co.uk"/>
                </span>
            </div>
            <link itemprop="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
    </ul>
    <a href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf">Account Terms</a>
</div>
Example encoded as RDFa embedded in HTML.
<div vocab="https://schema.org/">
    <h1>RBS current accounts</h1>
    <h2>Most popular accounts</h2>
    <ul>
        <li typeof="BankAccount"><b><span property="name">Select Account</span></b><br/>
            <span property="offers" typeof="Offer">
                <link property="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser"/>
            -   <span property="description">No monthly account fee<br/>- You need to be aged 18 or over, and UK resident to apply</span>
                <meta property="price" content="0"/>
                <span property="offeredBy" typeof="BankOrCreditUnion">
                    <meta property="name" content="RBS"/>
                    <link property="url" href="http://rbs.co.uk"/>
                </span>
            </span>
            <link property="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
        <li typeof="BankAccount"><b><span property="name">Select Silver Account</span></b><br/>
            <span property="offers" typeof="Offer">
                <link property="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser"/>
                <span property="priceSpecification" typeof="PriceSpecification">
                    <meta property="priceCurrency" content="GBP"/>
                    - £<span property="price">10</span> per month<br/>
                    <span property="eligibleQuantity" typeof="QuantitativeValue">
                        <meta property="value" content="1"/><meta property="unitCode" content="ANN"/>
                    </span>
                </span>
            -   <span property="description">You need to be aged 18 or over, and UK resident to apply</span>
                <span property="offeredBy" typeof="BankOrCreditUnion">
                    <meta property="name" content="RBS"/>
                    <link property="url" href="http://rbs.co.uk"/>
                </span>
            </span>
            <link property="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
        <li typeof="BankAccount"><b><span property="name">Select Platinum Account</span></b><br/>
            <span property="offers" typeof="Offer">
                <link property="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser"/>
                <span property="priceSpecification" typeof="PriceSpecification">
                    <meta property="priceCurrency" content="GBP"/>
                    - £<span property="price">16</span> per month<br/>
                    <span property="eligibleQuantity" typeof="QuantitativeValue">
                        <meta property="value" content="1"/><meta property="unitCode" content="ANN"/>
                    </span>
                </span>
            -   <span property="description">You need to be aged 18 or over, and UK resident to apply</span>
                <span property="offeredBy" typeof="BankOrCreditUnion">
                    <meta property="name" content="RBS"/>
                    <link property="url" href="http://rbs.co.uk"/>
                </span>
            </span>
            <link property="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
        <li typeof="BankAccount"><b><span property="name">Black Account</span></b><br/>
            <div property="offers" typeof="https://schema.org/Offer">
                <link property="eligibleCustomerType" href="http://purl.org/goodrelations/v1#Enduser"/>
                <div property="priceSpecification" typeof="PriceSpecification">
                    <meta property="priceCurrency" content="GBP"/>
                    - £<span property="price">24</span> per month<br/>
                    <span property="eligibleQuantity" typeof="QuantitativeValue">
                        <meta property="value" content="1"/><meta property="unitCode" content="ANN"/>
                    </span>
                </div>
            -   <div property="description">You need to be aged 18 or over, and UK resident to apply, with either:
                <ul>
                    <li>£100,000 sole income paid into this account</li>
                    <li>a RBS mortgage of at lease £300,000</li>
                    <li>£100,000 in RBS savings and investments</li>
                </ul>
                </div>
                <span property="offeredBy" typeof="BankOrCreditUnion">
                    <meta property="name" content="RBS"/>
                    <link property="url" href="http://rbs.co.uk"/>
                </span>
            </div>
            <link property="feesAndCommissionsSpecification" href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"/>
        </li>
    </ul>
    <a href="http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf">Account Terms</a>
</div>
Example encoded as JSON-LD in a HTML script tag.
<script type="application/ld+json">
{
    "@context": "https://schema.org/",
    "@graph": [
    {
        "@type": "BankAccount",
        "name": "Select  account",
        "offers": {
            "@type": "Offer",
            "eligibleCustomerType": {
                "@id":"http://purl.org/goodrelations/v1#Enduser"
            },
            "price": "0",
            "description": "You need to be aged 18 or over, and UK resident to apply.",
            "offeredBy": {
                "@type": "BankOrCreditUnion",
                "@id": "http://rbs.co.uk",
                "name": "RBS"
            }
        },
        "feesAndCommissionsSpecification": "http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"
    },
    {
        "@type": "BankAccount",
        "name": "Select Silver account",
        "offers": {
            "@type": "Offer",
            "eligibleCustomerType": "http://purl.org/goodrelations/v1#Enduser",
            "priceSpecification": {
                "@type": "PriceSpecification",
                "priceCurrency": "GBP",
                "price": "10",
                "eligibleQuantity": {
                    "@type": "QuantitativeValue",
                    "value":"1",
                    "unitCode": "ANN"
                }
            },
            "description": "You need to be aged 18 or over, and UK resident to apply.",
            "offeredBy": {
                "@type": "BankOrCreditUnion",
                "@id": "http://rbs.co.uk",
                "name": "RBS"
            }
        },
        "feesAndCommissionsSpecification": "http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"
    },
    {
        "@type": "BankAccount",
        "name": "Select Platinum account",
        "offers": {
            "@type": "Offer",
            "eligibleCustomerType": "http://purl.org/goodrelations/v1#Enduser",
            "priceSpecification": {
                "@type": "PriceSpecification",
                "priceCurrency": "GBP",
                "price": "16",
                "eligibleQuantity": {
                    "@type": "QuantitativeValue",
                    "value":"1",
                    "unitCode": "ANN"
                }
            },
            "description": "You need to be aged 18 or over, and UK resident to apply.",
            "offeredBy": {
                "@type": "BankOrCreditUnion",
                "@id": "http://rbs.co.uk",
                "name": "RBS"
            }
        },
        "feesAndCommissionsSpecification": "http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"
    },
    {
        "@type": "BankAccount",
        "name": "Black account",
        "offers": {
            "@type": "Offer",
            "eligibleCustomerType": "http://purl.org/goodrelations/v1#Enduser",
            "priceSpecification": {
                "@type": "PriceSpecification",
                "priceCurrency": "GBP",
                "price": "24",
                "eligibleQuantity": {
                    "@type": "QuantitativeValue",
                    "value":"1",
                    "unitCode": "ANN"
                }
            },
            "description": "You need to be aged 18 or over, and UK resident to apply, with either:<ul><li>£100,000 sole income paid into this account<\/li><li>a RBS mortgage of at lease £300,000<\/li><li>£100,000 in RBS savings and investments<\/li><\/ul>",
            "offeredBy": {
                "@type": "BankOrCreditUnion",
                "@id": "http://rbs.co.uk",
                "name": "RBS"
            }
        },
        "feesAndCommissionsSpecification": "http://personal.rbs.co.uk/content/dam/rbs_co_uk/currentaccounts/downloads/Reward/Personal%20and%20Private%20Current%20Account%20Fees%20and%20Interest%20Rates.pdf"

    }
    ]
}</script>
Structured representation of the JSON-LD example.